Practice area 02
Fintech & Digital Assets
FinTech, Digital Capital & Tokenization
Why it matters now
Money is turning into software. Loans are offered inside apps, financial data moves between institutions with a tap of consent, and assets are being turned into tokens.
Each of these has its own regulator and its own rulebook: the Reserve Bank of India for digital lending, the account aggregator framework for financial data, FIU-IND and the tax law for virtual digital assets, and the International Financial Services Centres Authority in GIFT City.
We help fintech companies and funds shape their work to fit these rules from the start, and keep it in step as the rules change.
What we do
4 service lines
- 05
Digital Lending & Embedded Finance
Lending through apps and partnerships under the Reserve Bank of India's digital lending rules: co-lending contracts, default loss guarantees, and the agreements between lenders and their service providers.
8 services - 06
Account Aggregator & Financial Data
The consent-based framework through which financial data moves between institutions, and the agreements and architecture that make it work.
5 services - 07
Web3, VDA & PMLA Compliance
Virtual digital assets under Indian law: registration with FIU-IND, anti-money-laundering duties, tax, and whether a token is a security, a commodity, or something else.
6 services - 08
GIFT City (IFSCA) Structuring
Setting up funds and entities in GIFT City under the International Financial Services Centres Authority, including tokenised real-world assets and aircraft leasing.
6 services